The cost of living crisis is changing how we manage money. The following is a comprehensive list that includes some starting points, as well as some more complex strategies, for those who want to jump … Continue reading 20 Ways to jump start your financial future
Having weathered a global pandemic over the last 2 years, you’d think we’d be due a bit of good news for a change. Unfortunately, 2022 will be a tough watch when the producers of Reeling … Continue reading Investing in Challenging Times
Many of you will have heard me talking about the 3 Savings Pots you need to have. Saving for a future financial commitment such as 2nd or 3rd level education fees makes perfect financial planning … Continue reading An Investment Savings Plan to meet your future needs
In 2021, over 40% of the advice I provided to our clients was in the areas of personal, family or business protection. The specific needs being: Mortgage Protection Income Protection Family Protection (i.e. Life Insurance … Continue reading What claims tell us about protection
In the Spring of 2020, during a pandemic induced period of reflection, I decided to put-off a decision that had been on my mind for a long time. To return to studying. After years of … Continue reading When I’m not at work ……I’m studying (well, not anymore!)
Last year, in the height of another dreaded ‘lockdown’ I did what a lot of guys my age seem to do. I became a MAMIL (Middle Aged Man In Lycra)! As a kid I loved … Continue reading When I’m not at work, I’m Cycling!
How does the area of pensions and tax relief work? Bottom line is that the State will incentivize you to save for your retirement by allowing you save some of your gross salary (i.e. income … Continue reading Pensions & Tax Relief….How does it work?
This time last year, investment analysts were predicting a positive, albeit modest growth in the global stock market for 2021. Looking back now we can see that most experts were too conservative in their assessments. … Continue reading Time, not timing, is important
Clients ask me this question regularly when we meet. So what does happen with your old pension? We are often solely focused on a fresh start and looking forward when we move job. We neglect … Continue reading What happened to the pension in my old job?
Saving for education, it’s something that we often put on the long finger. There are so many other priorities, especially when children are small. But there’s lots of reasons why saving for education is important. … Continue reading Why saving for education is so important